{"id":413,"date":"2025-09-19T08:15:00","date_gmt":"2025-09-19T00:15:00","guid":{"rendered":"https:\/\/financialkit.com.tw\/blog\/szgogo\/?p=413"},"modified":"2025-10-08T08:29:06","modified_gmt":"2025-10-08T00:29:06","slug":"%e9%99%8d%e6%81%af%e6%99%82%e4%bb%a3%e4%be%86%e8%87%a8%ef%bc%8c%e5%b8%82%e5%80%bc%e5%9e%8b-vs-%e9%ab%98%e8%82%a1%e6%81%af-etf%ef%bc%8c%e8%a9%b2%e5%a6%82%e4%bd%95%e5%b9%b3%e8%a1%a1%e5%b8%83%e5%b1%80","status":"publish","type":"post","link":"https:\/\/financialkit.com.tw\/blog\/szgogo\/archives\/413","title":{"rendered":"\u964d\u606f\u6642\u4ee3\u4f86\u81e8\uff0c\u5e02\u503c\u578b vs \u9ad8\u80a1\u606f ETF\uff0c\u8a72\u5982\u4f55\u5e73\u8861\u5e03\u5c40"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"413\" class=\"elementor elementor-413\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e028356 e-flex e-con-boxed e-con e-parent\" data-id=\"4e028356\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10e45aef elementor-widget__width-inherit elementor-widget elementor-widget-elementskit-heading\" data-id=\"10e45aef\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u7406\u6027\u8207<span>\u611f\u6027<\/span>\u7684\u601d\u8fa8<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17aa6d57 elementor-widget elementor-widget-text-editor\" data-id=\"17aa6d57\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u6642\u7fd2\u4e4b\u7684\u5b58\u80a1\u7b46\u8a18<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-171382e1 e-con-full e-flex e-con e-parent\" data-id=\"171382e1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6dafb24f e-con-full e-flex e-con e-child\" data-id=\"6dafb24f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67b9e941 elementor-widget elementor-widget-text-editor\" data-id=\"67b9e941\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3><a href=\"https:\/\/financialkit.com.tw\/blog\/szgogo\/\"><b>\u9996\u9801<\/b><\/a><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5735b008 e-con-full e-flex e-con e-child\" data-id=\"5735b008\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51d867d5 elementor-widget elementor-widget-text-editor\" data-id=\"51d867d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3><a href=\"https:\/\/financialkit.com.tw\/blog\/szgogo\/stock-note\"><b>\u5b58\u80a1\u5c0d\u7b56<\/b><\/a><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4038e798 e-con-full e-flex e-con e-child\" data-id=\"4038e798\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-525f4af6 elementor-widget elementor-widget-text-editor\" data-id=\"525f4af6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3><a href=\"https:\/\/financialkit.com.tw\/blog\/szgogo\/news\"><b>\u6642\u4e8b\u8a55\u8ad6<\/b><\/a><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3581fb0c e-con-full e-flex e-con e-child\" data-id=\"3581fb0c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31c93f12 elementor-widget elementor-widget-text-editor\" data-id=\"31c93f12\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3><a href=\"https:\/\/financialkit.com.tw\/blog\/szgogo\/page-talk\"><b>\u751f\u6d3b\u96a8\u7b46<\/b><\/a><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6674ed1 e-flex e-con-boxed e-con e-parent\" data-id=\"6674ed1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-00ce285 e-con-full e-flex e-con e-child\" data-id=\"00ce285\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-387d54b e-con-full e-flex e-con e-child\" data-id=\"387d54b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c2631c elementor-widget elementor-widget-heading\" data-id=\"4c2631c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> \u964d\u606f\u6642\u4ee3\u4f86\u81e8\uff0c\u5e02\u503c\u578b vs \u9ad8\u80a1\u606f ETF\uff0c\u8a72\u5982\u4f55\u5e73\u8861\u5e03\u5c40<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09cfead elementor-widget elementor-widget-text-editor\" data-id=\"09cfead\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"ltr\">\u4e0a\u9031\u6211\u5011\u6709\u63d0\u5230\u5728 9 \u6708 11 \u65e5\u7684\u6642\u5019\uff0c\u53f0\u80a1\u5275\u4e86\u65b0\u9ad825, 541\u3002\u5728\u9019\u9031\u4e94\u53f0\u80a1\u53c8\u518d\u5275\u65b0\u9ad8\u9054\u5230 25,864\u3002\u6700\u8fd1\u61c9\u8a72\u5f88\u5feb\u5c31\u53ef\u4ee5\u770b\u5230 25,600 \u9ede\u4e86\u3002\u53f0\u80a1\u958b\u76e4\u4e4b\u5f8c\u5275\u4e86\u6b77\u53f2\u65b0\u9ad8\uff0c\u4f46\u662f\u4e4b\u5f8c\u5c31\u4e00\u8def\u5730\u4e0b\u8dcc\uff0c\u9031\u4e94\u4e0b\u8dcc\u4e86 190.99 \u9ede\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F216362f9-d826-4e00-9d9c-08ac92bd2424.png&amp;width=740&amp;sign=AOC_GXgCZ3mnAc4wrGwCTB54h4xEzuHsfk0ZbmUbaIM\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u53f0\u7a4d\u96fb\u7684\u90e8\u5206\u548c\u53f0\u80a1\u7684\u8d70\u52e2\u4e00\u81f4\uff0c\u5728\u9031\u4e94\u7684\u958b\u76e4\u4e5f\u662f\u5275\u4e0b\u4e86\u6b77\u53f2\u65b0\u9ad81290\u5143\uff0c\u548c\u5927\u76e4\u7684\u8d70\u52e2\u4e00\u81f4\uff0c\u6700\u5f8c\u4e0b\u8dcc\u4e86 20 \u9ede\uff0c\u57fa\u672c\u4e0a\u9ad8\u8655\u4e0d\u52dd\u5bd2\uff0c\u4eca\u5929\u7684\u5927\u76e4\u7684\u8dcc\u9ede\uff0c\u5927\u534a\u90fd\u662f\u5275\u6b77\u53f2\u65b0\u9ad8\u5f8c\u7684\u53f0\u7a4d\u96fb\u4f9b\u737b\u7684\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Faaf01793-8f7b-4e36-9605-939da99b423a.png&amp;width=740&amp;sign=nWGBJuI9kFr7O3BNOz3zrk21ImAbjQf8vTUv0fJhCVg\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u672c\u9031\u56e0\u70ba\u53f0\u80a1\u5927\u76e4\u9084\u662f\u6301\u7e8c\u6536\u4e86\u7d05K\uff0c\u5e02\u503c\u578b ETF \u8868\u73fe\u9084\u662f\u975e\u5e38\u7684\u4eae\u773c\u300200904 \u55ae\u9031\u4e0a\u6f32\u4e86 3.61 %\uff0c\u4e0b\u5716\u4e2d\u7684009803 \u770b\u8d77\u4f86\u662f\u4e0b\u8dcc\u4e86 0.17%\uff0c\u4f46\u662f\u5be6\u969b\u4e0a\u662f\u56e0\u70ba 009803 \u5728 9 \u6708 16 \u865f\u9032\u884c\u4e86\u4e0a\u5e02\u5f8c\u7684\u7b2c\u4e00\u6b21\u9664\u6b0a\uff0c\u9019\u4e00\u6b21\u9664\u4e860.1904\u5143\u3002\u5176\u9664\u606f\u65e5\u7684\u80a1\u50f9\u70ba11.83\uff0c\u9810\u671f\u7684\u6b96\u5229\u7387\u6709 6.43%\uff0c\u7b97\u662f\u975e\u5e38\u7684\u597d\u3002<\/p><p dir=\"ltr\"><i><b><strong>009803 \u9810\u671f\u6b96\u5229\u7387 = 0.1904 * 4 \/ 11.83 = 6.43%<\/strong><\/b><\/i><\/p><p dir=\"ltr\">\u82e5\u662f\u5c07\u5b83\u7684\u9664\u606f\u7684\u91d1\u984d\u52a0\u56de\u53bb\uff0c\u672c\u9031\u7684009803 \u4e5f\u5927\u7d04\u6709 1.5% \u5de6\u53f3\u7684\u6f32\u5e45\u3002\u53e6\u591600904 \u65b0\u5149\u53f0\u7063\u534a\u5c0e\u9ad4\u662f\u672c\u9031\u8868\u73fe\u597d\u7684\u4e0a\u6f32\u4e86 3.61%\u3002\u65b0\u5149\u534a\u5c0e\u9ad4\u5728 7 \u6708 18 \u65e5\u9664\u606f\uff0c\u4e0a\u6b21\u6211\u5011\u6709\u8aaa\u904e\uff0c\u9019\u4e00\u6b21\u9664\u4e860.48 \u5143\u3002\u9664\u606f\u524d\u7684\u50f9\u70ba 18.56\u3002\u82b1\u4e8636 \u5929\u5c31\u586b\u606f\u4e86\uff0c\u6700\u65b0\u7684\u80a1\u50f9\u70ba20.08\u5143\u3002\u4eca\u5e74\u61c9\u8a72\u6574\u5e74\u4e5f\u6703\u6709\u8d85\u904e 5 % \u7684\u5be6\u969b\u6b96\u5229\u7387\u3002<\/p><p dir=\"ltr\">\u53e6\u591600850 \u7684\u90e8\u5206\u7684\u8a71\u5728\u4e0a\u500b\u6708\u4e5f\u662f\u9664\u606f\uff0c\u9664\u4e86 0.6 \u5143\uff0c\u5176\u9810\u671f\u6b96\u5229\u4e5f\u6709 4.76 %\u3002\u525b\u525b\u63d0\u5230\u7684\u4e09\u500b 00904\u300100850 \u548c \u6700\u65b0\u7b2c\u4e00\u6b21\u9664\u606f\u7684 009803 \u662f\u6211\u7528\u4e09\u500b\u5b63\u914d\u4f86\u4f5c\u6708\u6708\u914d\u7684\u65b0\u7684\u985e\u5e02\u503c\u578b ETF\u3002\u6700\u8fd1\u4e09\u500b\u591a\u6708\u4f86\uff0c\u6211\u500b\u4eba\u89ba\u5f97\u6548\u679c\u975e\u5e38\u7684\u4e0d\u932f\uff0c\u7b97\u662f\u53ef\u4ee5\u517c\u9867\u73fe\u91d1\u548c\u5e02\u503c\u7684\u96d9\u91cd\u6210\u9577\u3002<\/p><p dir=\"ltr\">\u53e6\u5916\u5728\u672c\u9031\u8868\u73fe\u6700\u597d\u7684\uff0c\u9664\u4e8600904 \u4e4b\u5916\uff0c\u5c31\u662f 0052 \u7684 1.97% \u548c 0050 \u76841.79%\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F39ac8e50-d91d-410b-b19d-5ee56f4c9d2a.png&amp;width=740&amp;sign=mKOna4PxtLp3Mfu64bIUpxEDye-MgCT66WRIHi-T5jU\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u7576\u7136\u672c\u9031\u6700\u91cd\u5927\u7684\u6d88\u606f\u5c31\u662f\u7f8e\u570b\u806f\u6e96\u6703\u7d42\u65bc\u5ba3\u5e03\u964d\u606f1\u78bc\u7684\u6d88\u606f\uff0c\u662f\u53bb\u5e7412\u6708\u4ee5\u4f86\u9996\u6b21\u964d\u606f\uff0c\u57fa\u6e96\u5229\u7387\u5c07\u6703\u5728 4.0 ~ 4.25\u4e2d\u9593\u3002\u5118\u7ba1 Fed \u5b98\u54e1\u5011\u5c0f\u5e45\u4e0a\u8abf\u4e86\u7f8e\u570b\u7d93\u6fdf\u6210\u9577\u548c\u901a\u81a8\u9810\u671f\uff0c\u4f46\u4e5f\u6697\u793a\u672a\u4f86\u6578\u6708\u6050\u9032\u4e00\u6b65\u964d\u606f\uff0c\u9019\u9805\u8209\u63aa\u70ba\u5e02\u5834\u6ce8\u5165\u4e86\u4e00\u5291\u5f37\u5fc3\u91dd\u3002<\/p><p dir=\"ltr\">\u56e0\u70ba\u901a\u81a8\u7387\u59cb\u7d42\u9ad8\u65bc\u806f\u6e96\u67032%\u7684\u76ee\u6a19\uff0c\u6240\u4ee5\u5148\u524dFed\u4e00\u76f4\u7dad\u6301\u5229\u7387\u4e0d\u8b8a\uff0c\u9019\u6b21\u964d\u606f\uff0c\u806f\u6e96\u6703\u4e3b\u5e2d\u9b91\u723e\u5728\u8a18\u8005\u6703\u4e2d\u6307\u51fa\u5ddd\u666e\u5be6\u65bd\u7684\u95dc\u7a05\u53ef\u80fd\u5c0e\u81f4\u7269\u50f9\u98c6\u5347\uff0c\u4e26\u8868\u793a\u4f01\u696d\u5728\u5c07\u5fb5\u7a05\u6210\u672c\u8f49\u5ac1\u7d66\u6d88\u8cbb\u8005\u65b9\u9762\uff0c\u50b3\u5c0e\u6a5f\u5236\u96d6\u5df2\u653e\u7de9\uff0c\u4f46\u9019\u4e26\u4e0d\u610f\u5473\u8457\u98a8\u96aa\u5168\u7136\u6d88\u5931\u3002\u9019\u4e00\u6b21\u7684\u964d\u606f\u4e3b\u8981\u7684\u76ee\u7684\u70ba\u300e\u98a8\u96aa\u63a7\u7ba1\u300f\u3002<\/p><p dir=\"ltr\">\u53e6\u5916\u6211\u5011\u4e0a\u9031\u6709\u8aaa\u904e\uff0c\u8def\u900f\u8acb100 \u591a\u4f4d\u7d93\u6fdf\u5b78\u5bb6\u5224\u65b7\uff0c\u5e74\u5e95\u81f3\u5c11\u9084\u6709\u4e00\u6b21\u3002\u4f46\u662f\u806f\u6e96\u6703\u7684\u9ede\u9663\u5716\u9810\u793a <b><strong>2025 \u5e74\u53ef\u80fd\u6703\u6709\u4e09\u6b21\u964d\u606f<\/strong><\/b>\uff0c\u4f46\u9b91\u723e\u6de1\u5316\u4e86\u9019\u4e00\u4fe1\u865f\uff0c\u91cd\u7533\u672a\u4f86\u7684\u8def\u5f91\u5c07\u4f9d\u8cf4\u7d93\u6fdf\u6578\u64da\u800c\u5b9a\u3002\u4ed6\u5766\u8a00\uff0c\u300c\u73fe\u5728\u6c92\u6709\u7121\u98a8\u96aa\u7684\u8def\u5f91\u300d\u3002\u82e5\u4f9d\u64da\u806f\u6e96\u6703\u7684\u9ede\u9663\u5716\uff0c\u9664\u4e86\u4e5d\u6708\u4e4b\u5916\uff0c\u5728\u5e74\u5e95\u524d\u9084\u6703\u6709\u5169\u6b21\u5de6\u53f3\u7684\u964d\u606f\uff0c\u9019\u500b\u5c0d\u65bc\u80a1\u5e02\u800c\u8a00\uff0c\u90fd\u662f\u975e\u5e38\u597d\u7684\u6d88\u606f\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F534eccbd-bb96-412d-a2ba-26f345970fc4.png&amp;width=740&amp;sign=hxp7irrbfwUCFYhHpRJOxSffMnvWvQaLv0HrdHse4fo\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u8aaa\u5230\u964d\u606f\u7684\u8a71\uff0c\u5c31\u4e0d\u5f97\u4e0d\u8aaa\u4e5f\u662f\u672c\u9031\u9664\u606f\u7684 00919 \u4e86\uff0c00919 \u9019\u4e00\u6b21\u5728 9 \u6708 16 \u65e5\u9664\u606f\uff0c\u9019\u4e00\u6b21\u7684\u914d\u606f\u662f\u964d\u5230\u4e86 0.54\u5143\u3002\u9019\u4e00\u6b21\u7684\u9664\u606f\u7684\u80a1\u50f9\u70ba21.79 \u5143\uff0c\u4e5f\u56e0\u6b64 00919\u7684\u9810\u671f\u6b96\u5229\u7387\u70ba 9.91%\u3002\u9664\u606f\u5f8c\u7684\u53c3\u8003\u50f9\u70ba21.25<\/p><p dir=\"ltr\"><i><b><strong>00919 \u9810\u671f\u6b96\u5229\u7387 = 0.54 * 4 \/ 21.79 = 9.91%<\/strong><\/b><\/i><\/p><p dir=\"ltr\">\u800c\u5728\u7d93\u904e\u4e863 \u5929\u4e4b\u5f8c\uff0c\u9031\u4e9400919 \u7684\u6536\u76e4\u50f9\u70ba21.45\u5143\uff0c\u73fe\u5728\u7b97\u662f\u586b\u606f\u4e86 37 %\u3002<\/p><div><div>\u00a0<\/div><div>\u00a0<img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fbdca7835-e614-4e8d-8bac-0da2633d4124.png&amp;width=740&amp;sign=CmUNmX7bHm24prrxFna4NLk8tKJZWmp6BExHBOwIWwU\" alt=\"zoomable\" \/><\/div><\/div><p dir=\"ltr\">\u4e5f\u56e0\u70ba00919 \u7684\u524d\u4e09\u5927\u6210\u4efd\u80a1\u90fd\u662f\u91d1\u878d\u80a1\uff0c\u5176\u5206\u5225\u70ba\u570b\u6cf0\u3001\u4e2d\u4fe1\u548c\u5bcc\u90a6\uff0c\u672c\u9031\u958b\u59cb\u7684\u964d\u606f\u5faa\u74b0\uff0c\u770b\u80fd\u5426\u5728\u5e74\u5e95\u524d\u5354\u52a9\u4eca\u5e74\u5230\u76ee\u524d\u70ba\u6b62\u9084\u50c5\u50c5\u662f\u5fae\u5fae\u8f49\u6b63\u7684 0.17%\u3002\u5176\u5b83\u7684\u59820056 \u4eca\u5e74\u70ba\u6b62\u90fd\u6709 9.56%\uff0c\u6700\u8fd1\u88ab\u5916\u8cc7\u72c2\u8ce3\u7684 00878 \u96d6\u7136\u4e5f\u8868\u73fe\u4e0d\u662f\u5f88\u597d\uff0c\u4f46\u662f\u4e5f\u6709 2.36%\u300200919 \u56e0\u70ba\u4e4b\u524d\u7684\u91d1\u878d\u80a1\u7684\u63db\u80a1\uff0c\u5230\u76ee\u524d\u70ba\u6b62\u7684\u8868\u73fe\u90fd\u4e0d\u662f\u5f88\u597d\u3002\u63a5\u4e0b\u4f86\u5c31\u8981\u770b\u4e0b\u964d\u606f\u4e4b\u5f8c\uff0c\u662f\u5426\u80fd\u5982\u6211\u5011\u5148\u524d\u9810\u671f\u9019\u6a23\u5728\u7b2c\u56db\u5b63\u7684\u6642\u5019\u4f86\u62c9\u500b\u5c3e\u76e4\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F8f44690f-94c5-4760-9dcb-c3dd3becd5d9.png&amp;width=740&amp;sign=uXGqzeogticf7SsqCBnkIh-PY9ajBNx8eD5Db7hE4h8\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u525b\u525b\u63d0\u5230\u76840056\uff0c\u4eca\u5e74\u81f3\u4eca\u70ba 9.15% \uff0c\u4eca\u5e74\u7684\u4e09\u6b21\u586b\u606f\u4e5f\u90fd\u5b8c\u7f8e\u7684\u586b\u5b8c\u606f\u4e86\uff0c\u53bb\u5e74\u9084\u6709\u5169\u6b21\uff0c\u4e00\u6b21\u662f 39.02 \uff0c\u4e00\u6b21\u662f\u8d85\u904e 40 \u5143\u7684 42.37\u3002\u6211\u8a8d\u70ba\u53ea\u8981\u7dad\u6301 0.866 \u4e4b\u4e0b\u7684\u8a71\uff0c\u80a1\u50f9\u61c9\u8a72\u53ef\u4ee5\u96a8\u8457\u7b2c\u56db\u5b63\u7684\u964d\u606f\uff0c\u7de9\u6b65\u5730\u4e0a\u6f32\uff0c\u660e\u5e74\u5e74\u521d\u61c9\u8a72\u6709\u6a5f\u6703\u518d\u5ea6\u6311\u6230 40 \u5143\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fe1795fab-aab0-4b0d-ad89-48684180f765.png&amp;width=740&amp;sign=5oYi7M-c_E9eFWGZVgOW5LHzkmyurRAduhkg6zXrzCs\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u53e6\u5916\u4e5f\u770b\u4e00\u4e0b\u540c\u6a23\u4e5f\u662f\u6700\u8fd1\u9664\u606f\u7684 00713\uff0c00713\u4eca\u5e74\u70ba\u6b62\u7684\u7e3e\u6548\u70ba 3.02%\u3002\u5f9e\u5e74\u521d\u7684 1.4\u5143\u4e5f\u5df2\u7d93\u9023\u5169\u6b21\u6e1b\u914d\u4e86\u3002\u5728\u4eca\u5929 9 \u6708 19 \u65e5\uff0c\u5b8c\u6210\u4eca\u5e74\u7b2c\u4e09\u6b21\u7684\u914d\u606f\u3002<\/p><p dir=\"ltr\">\u9019\u4e00\u6b21\u7684\u9664\u6b0a\u80a1\u50f9\u70ba 51.85\uff0c\u9019\u4e00\u6b21\u914d\u4e86 0.78 \u5143\uff0c\u5176\u9810\u671f\u6b96\u5229\u7387\u70ba 6.01%<\/p><p dir=\"ltr\"><i><b><strong>00713 \u9810\u671f\u6b96\u5229\u7387 = 0.78 * 4 \/ 51.85 = 6.01%<\/strong><\/b><\/i><\/p><p dir=\"ltr\">\u6211\u8a8d\u70ba\u9019\u4e00\u6b21\u61c9\u8a72\u4e5f\u662f\u53ef\u4ee5\u8f15\u8f15\u9b06\u9b06\u5730\u586b\u606f\u3002\u82e5\u80fd\u586b\u606f\u7684\u8a71\uff0c\u7406\u8ad6\u4e0a\u4eca\u5e74\u7684 00713 \u5728\u6700\u5f8c\u7b2c\u56db\u5b63\u61c9\u8a72\u4e5f\u662f\u53ef\u4ee5\u6025\u8d77\u76f4\u8ffd\u3002\u5e74\u5316\u5831\u916c\u61c9\u8a72\u6709\u6a5f\u6703\u56de\u5230 6 ~ 7 %\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2F2915b2bb-8058-4e14-b76f-02e19592b658.png&amp;width=740&amp;sign=-OCzDR_apb_6CCcvlI6tkA7wf87mdk4d_EAiQMJKbng\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u96d6\u7136\u6211\u4e5f\u662f\u6709\u5b58 00713 \uff0c\u4f46\u662f\u76f8\u8f03\u4e4b\u4e0b\uff0c00713 \u7684\u6210\u4efd\u80a1\uff0c\u82e5\u5728\u4e0b\u534a\u5e74\u964d\u606f\u4e4b\u5f8c\uff0c\u53ef\u80fd\u6703\u6709\u660e\u986f\u7684\u7206\u767c\u529b\u4e0d\u8db3\u3002\u56e0\u70ba\u524d\u5169\u5927\u662f\u7a69\u5b9a\u7684\u96fb\u4fe1\u80a1\uff0c\u6211\u5011\u5728\u9019\u5e7e\u9031\u90fd\u6709\u4e0d\u65b7\u5730\u8aaa\uff0c\u5728\u5275\u6b77\u53f2\u65b0\u9ad8\u7684\u6642\u5019\uff0c\u8cc7\u91d1\u6703\u5f9e\u4fdd\u5b88\u7684\u80a1\u7968\u5982\u50b3\u7522\u6216\u662f\u6211\u5011\u73fe\u5728\u770b\u7684\u53f0\u7063\u5927\u3001\u9060\u50b3\u7b49\uff0c\u8dd1\u5230\u6bd4\u8f03\u7e3e\u6975\u7684\u80a1\u7968\u4e0a\u3002\u4f60\u53ef\u4ee5\u60f3\u50cf\uff0c\u6709\u5f88\u591a\u80a1\u7968\uff0c\u76ee\u524d\u6b63\u5728\u300c\u6240\u6709\u5747\u7dda\u7684\u4e0a\u65b9\u300d\u3002\u6216\u662f\u6211\u5011\u6700\u8fd1\u5f88\u706b\u71b1\u7684\u5e02\u503c\u578b\u6a19\u7684\u3002<\/p><p dir=\"ltr\">\u53e6\u5916\uff0c\u5728\u91d1\u878d\u80a1\u7684\u90e8\u5206\uff0c\u96d6\u7136\u6709\u7b2c\u4e00\u91d1\u548c\u7389\u5c71\u91d1\uff0c\u4f46\u662f\u90fd\u4e0d\u662f\u6709\u8d85\u5927\u7684\u58fd\u96aa\uff0c\u96d6\u7136\u4eca\u5e74\u7684\u91d1\u878d\u80a1\u7e3e\u512a\u751f\u7684\u7389\u5c71\u8868\u73fe\u7684\u4e0d\u932f\uff0c\u4f46\u662f\u7389\u5c71\u76ee\u524d\u9084\u662f\u6c92\u6709\u81ea\u5df1\u7684\u58fd\u96aa\u3002\u6211\u5011\u4e4b\u524d\u6709\u8aaa\u904e\uff0c\u58fd\u96aa\u4e00\u822c\u6703\u5e03\u5c40\u7f8e\u50b5\u3002\u6211\u5011\u5728\u4e94\u6708\u7684\u6642\u5019\uff0c\u8aaa\u7684\u7f8e\u50b5\u7684\u7f8e\u5922\uff0c\u73fe\u5728\u53ef\u4ee5\u9010\u6b65\u6210\u771f\u3002\u5728\u91d1\u878d\u80a1\u7684\u90e8\u5206\u9664\u4e86\u7b2c\u4e00\u91d1\u548c\u7389\u5c71\u91d1\u4e4b\u5916\uff0c00713\u9084\u6709 3.19% \u7684\u53f0\u65b0\u548c2.55% \u7684\u4e2d\u4fe1\u91d1\u3002\u7576\u7136\u9019\u5169\u8005\u90fd\u6709\u4eba\u58fd\uff0c\u53ef\u4ee5\u9810\u671f\u5728\u7b2c\u56db\u5b63\u61c9\u8a72\u6703\u6709\u4e0d\u932f\u7684\u8868\u73fe\uff0c\u4f46\u662f\u5c0d\u65bc00713 \u800c\u8a00\uff0c\u6bd4\u91cd\u9084\u662f\u6709\u4e00\u9ede\u504f\u4f4e\u3002<\/p><div><div><img decoding=\"async\" src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fcd702bab-a512-424a-9309-ca81ad7769d0.png&amp;width=740&amp;sign=bi8Q_wLpDOmE-z87V7FyAxq8uCjIMCRqkfkKext_IZ0\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\">\u6700\u5f8c\u6211\u7d71\u6574\u4e00\u4e0b\uff0c\u525b\u525b\u6211\u6709\u8aaa\u904e\u7684\u3002\u6211\u5f9e5 \u6708\u958b\u59cb\uff0c\u6709\u7528 00904\u300100850\u548c009803 \u4f86\u958b\u59cb\u7d44\u985e\u9ad8\u80a1\u606f\u7684\u6708\u6708\u914d\u3002\u7576\u7136\u4e0b\u8868\u4e2d\u768400904 \u7684\u9810\u671f\u6b96\u5229\u7387\u662f\u6709\u504f\u9ad8\uff0c\u4f46\u662f\u6211\u662f\u7528\u4e00\u81f4\u7684\u7b97\u6cd5\u3002\u5c31\u662f\u6700\u5f8c\u4e00\u6b21\u7684\u914d\u606f\u4e58\u4ee5 4 \u9664\u4ee5\u914d\u606f\u91d1\u984d\u3002<\/p><p dir=\"ltr\">\u7406\u8ad6\u4e0a 00904 \u61c9\u8a72\u4e0d\u6703\u9019\u9ebc\u9ad8\uff0c\u4e00\u822c\u6b96\u5229\u7387\u6703\u5728 4 ~ 6 % \u7576\u4e2d\u3002\u4f46\u662f\u70ba\u4e86\u7b97\u6cd5\u4e00\u81f4\uff0c\u9019\u4e00\u5b63\u5b83\u662f\u6709\u504f\u914d\u591a\u4e86\u4e00\u4e9b\u3002\u53e6\u5916 00850 \u9019\u4e00\u6b21\u4e5f\u56e0\u70ba\u53f0\u7a4d\u96fb\u5275\u9ad8\uff0c\u6b96\u5229\u7387\u4e5f\u8d85\u904e\u4e86 5 %\uff0c\u53e6\u5916\u7b2c\u4e00\u6b21\u914d\u7684 009803 \u4e5f\u6709\u9a5a\u4eba\u7684 6.42% \u3002<\/p><p dir=\"ltr\">\u7576\u7136\u90195 ~ 7 % \u5de6\u53f3\uff0c\u9019\u500b\u5728 00922 \u548c 00923 \u4e5f\u5dee\u4e0d\u591a\u662f\u9019\u500b\u6c34\u6e96\u5de6\u53f3\u3002\u53e6\u5916\uff0c\u53f3\u5074\u7684\u985e\u5e02\u503c\u578b\u7684\u6708\u6708\u914d\u4ee4\u4eba\u9a5a\u8c54\u7684\u662f\uff0c\u4eca\u5e74\u81f3\u4eca 009803 \u6709 20.31% \u7684\u5831\u916c\uff0c00850 \u6709 16.1%\u300100904 \u4e5f\u6709 14.61%\u3002<\/p><p dir=\"ltr\">\u76f8\u8f03\u4e4b\u4e0b\uff0c\u5b58\u6bd4\u8f03\u4e45\u7684\u9ad8\u80a1\u606f\uff0c\u5728\u5e74\u5831\u916c\u7684\u90e8\u5206\u5c31\u76f8\u5f62\u5931\u8272\uff0c\u4f46\u662f\u5728\u9810\u671f\u6b96\u5229\u7387\u4e0a 0056 \u4e5f\u6709 9.73%\u300100919 \u5728\u9019\u4e00\u6b21\u5728\u80a1\u50f9\u6709\u5fae\u5fae\u4e0a\u6f32\u4e4b\u5f8c\uff0c\u843d\u5230\u4e86 10 % \u4e4b\u4e0b\u7684 9.91%\u3002\u4f46\u662f\u9084\u90fd\u662f\u975e\u5e38\u7684\u9ad8\u3002<\/p><p dir=\"ltr\">\u4e3b\u8981\u7684\u5f31\u9ede\u9084\u662f\u5728\u4eca\u5e74\u81f3\u4eca\u7684\u7e3e\u6548\u8868\u73fe\uff0c\u9664\u4e86 0056 \u9084\u662f\u7dad\u6301\u8457\u7e3e\u6548\u751f\uff0c\u6709 9.15% \u7684\u597d\u8868\u73fe\u4e4b\u5916\u300200878 \u548c 00919 \u90fd\u662f\u8868\u73fe\u6b20\u4f73\u3002<\/p><p dir=\"ltr\">\u7576\u7136 \u5341\u5e74\u6cb3\u6771\u3001 \u5341\u5e74\u6cb3\u897f\uff0c\u73fe\u5728\u4e0d\u597d\uff0c\u4e0d\u4e00\u5b9a\u4e4b\u5f8c\u4e0d\u597d\u3002\u91cd\u9ede\u9084\u662f\u8981\u9577\u671f\u6301\u6709\uff0c\u5343\u842c\u5225\u70ba\u4e86\u770b\u4e86\u9019\u500b\u8868\uff0c\u5c31\u628a\u4f60\u8f9b\u8f9b\u82e6\u82e6\u5b58\u4e86\u5f88\u4e45\u7684\u80a1\u7968\uff0c\u63db\u73fe\u300c\u7576\u4e0b\u300d\u6bd4\u8f03\u597d\u7684\u3002\u4f46\u662f\u8aa0\u5982\u6211\u5011\u4e4b\u524d\u8aaa\u7684\uff0c\u73fe\u5728\u5343\u842c\u4e0d\u8981\u8ced\u53f0\u7a4d\u96fb\u6216\u662f\u5e02\u503c\u578betf\u4e0d\u597d\u3002<\/p><p dir=\"ltr\">\u82e5\u4f60\u904e\u5ea6\u5730\u504f\u79fb\u5230 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src=\"https:\/\/resize-image.vocus.cc\/resize?compression=6&amp;norotation=true&amp;url=https%3A%2F%2Fimages.vocus.cc%2Fcf0969ee-97e9-4c25-b35c-bc89f8d8e50f.png&amp;width=669&amp;sign=KgXFuqqAH3Gbb_jLmBX35bWJIhfHsfAlgXqFHJPFSsc\" alt=\"zoomable\" \/><\/div><div>\u00a0<\/div><\/div><p dir=\"ltr\"><a href=\"https:\/\/youtu.be\/3HesbZGxi2c\" target=\"_blank\" rel=\"noreferrer noopener\">sz \u7684\u5b58\u80a1\u7b46\u8a18 &#8211; \u964d\u606f\u6642\u4ee3\u4f86\u81e8\uff0c\u5e02\u503c\u578b vs \u9ad8\u80a1\u606f ETF\uff0c\u8a72\u5982\u4f55\u5e73\u8861\u5e03\u5c40<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1dfc3f e-con-full e-flex e-con e-child\" data-id=\"c1dfc3f\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u7406\u6027\u8207\u611f\u6027\u7684\u601d\u8fa8 \u6642\u7fd2\u4e4b\u7684\u5b58\u80a1\u7b46\u8a18 \u9996\u9801 \u5b58\u80a1\u5c0d\u7b56 \u6642\u4e8b\u8a55\u8ad6 \u751f\u6d3b\u96a8\u7b46 \u964d\u606f\u6642\u4ee3\u4f86\u81e8\uff0c\u5e02\u503c\u578b vs \u9ad8\u80a1\u606f E [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[10,11],"tags":[],"class_list":["post-413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","category-11"],"uagb_featured_image_src":{"full":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35.webp",1920,887,false],"thumbnail":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35-150x150.webp",150,150,true],"medium":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35-300x139.webp",300,139,true],"medium_large":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35-768x355.webp",768,355,true],"large":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35-1024x473.webp",800,370,true],"1536x1536":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35-1536x710.webp",1536,710,true],"2048x2048":["https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-content\/uploads\/2025\/09\/Screenshot-2025-10-08-at-08.27.35-2048x946.webp",1920,887,true]},"uagb_author_info":{"display_name":"\u6642\u7fd2\u4e4b","author_link":"https:\/\/financialkit.com.tw\/blog\/szgogo\/archives\/author\/jl_juang"},"uagb_comment_info":0,"uagb_excerpt":"\u7406\u6027\u8207\u611f\u6027\u7684\u601d\u8fa8 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E...","_links":{"self":[{"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/posts\/413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/comments?post=413"}],"version-history":[{"count":8,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/posts\/413\/revisions"}],"predecessor-version":[{"id":423,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/posts\/413\/revisions\/423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/media\/419"}],"wp:attachment":[{"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/media?parent=413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/categories?post=413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialkit.com.tw\/blog\/szgogo\/wp-json\/wp\/v2\/tags?post=413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}